Medicare — Gulf Coast Educators Insurance
Put Your Health First – Understand Medicare
Medicare is the federal health insurance program for adults who are 65 & older or a select group of younger people with disabilities. There are some big differences between Original Medicare, Medicare Supplement (Medigap), and Medicare Advantage plans.
Original Medicare has 3 separate parts which cover specific services:
Part A is your “Hospital Insurance” which covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Part B is your “Medical Insurance” which covers certain doctors’ services, outpatient care, medical supplies, and preventive services.
Part D is your “Prescription Drug Coverage” and is insurance for your medication needs.
Medicare Advantage (also known as “Part C”) is an “all in one” alternative to Original Medicare. These “bundles” plans include Part A, Part B, and usually Part D. They also may offer extra benefits Original Medicare doesn’t cover.
Medigap or Medicare Supplement policy is an insurance policy that helps supplement Original Medicare ad can help pay some of the remaining healthcare costs that Original Medicare doesn’t pay for like supplies, co-payments, coinsurance and deductibles.
The question is which one is right for you? Once you understand Original Medicare you’ll need to determine if you need a Medigap policy or a Medicare Advantage policy. Your Medicare health plan decision affect how much you pay for coverage, what services you get, what doctors you can use and your quality of care.
We know your health is your #1 priority and we want to ensure that you’ve got the coverage you need. For pricing and additional information, call us here at either of our convenient locations and an experienced Medicare agent will be able to assist you. Below you can locate a PDF with highlights of the Medicare benefits for your viewing convenience, all you have to do is click on the blue text.
View Medicare Insurance Program Details:
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